Net Worth Calculator
Assess financial health with this calculator.
Assets
Liabilities
Net Worth Summary
Understanding Net Worth
Net worth is a powerful financial metric that provides a comprehensive snapshot of your overall financial health. The Net Worth Calculator helps you accurately assess your financial standing by calculating the difference between your total assets and liabilities.
How Net Worth Calculation Works
Net worth is calculated by summing all your assets (such as savings, investments, real estate) and subtracting your total liabilities (like home loans, car loans, credit card debt). A positive net worth indicates financial strength.
Frequently Asked Questions
How do I calculate my net worth?
Net worth = Total assets minus Total liabilities. Assets include bank balances, FDs, mutual funds, stocks, EPF/PPF, property, and gold. Liabilities include home loans, car loans, personal loans, and credit card debts.
What is a good net worth by age in India?
A rough benchmark: by age 30, net worth should be 1x annual income; by 40, it should be 3-5x; by 50, 8-12x; and by 60 (retirement), 20-25x annual living expenses.