Inflation Calculator
Calculate the impact of inflation on your money, purchasing power, and future income requirements over time.
Basic Inflation Details
₹
6%
10 Years
₹50,000
₹40,000
Inflation Impact
Future equivalent value
₹0
0.00% Purchasing Power Loss
Purchasing Power Loss₹0
Loss in Purchasing Power0.00%
Required Future Income₹0
Future Monthly Expenses₹0
Savings Erosion0.00%
Real Return Rate (at 8% nominal)0.00%
Understand Inflation's Impact on Your Money
Enter an amount and the number of years to see its future cost at different inflation rates. The calculator also works in reverse: enter a future expense to see its equivalent in today's rupees. Use it for retirement planning, education planning, and any long-term financial goal to set inflation-adjusted targets.
Category-Specific Inflation
Different expenses inflate at different rates in India:
- General CPI: 5-6% per annum
- Education Inflation: 10-12% per annum
- Healthcare Inflation: 10-14% per annum
- Housing & Lifestyle: 6-8% per annum
How It Works
The calculator uses the compound inflation formula:
- Future Value: Present Amount × (1 + Inflation Rate)ⁿ
- Purchasing Power Loss: Future Value - Present Amount
- Real Rate of Return: ((1 + Nominal Rate) / (1 + Inflation Rate)) - 1